Are you covered?

ORMOND BEACH, FL - - Not much boat traffic on the Halifax River.  Only the lone sailboat about the center of the photo.  Up until 10 days ago, the traffic heading North was fairly steady.  Mainly because June 1...the official start of Hurricane Season...was at hand.  NOTE:  We haven't been at home in OB past mid-May but once (2016) since we started summer forays in 2006.
   Not being a golfing or fishing or boating person, I asked a sort of recent neighbor who is a sailor-type why June 1 was so important. It seems, and makes good sense, not to be on either coast of Florida during hurricane season.  If you're a boater  you need FL boater insurance.  Not sure what happens if the Coast Guard checks your papers after June 1 and you don't have the right coverage, but it's probably expensive.